) Local community progress loan or community enhancement financial investment detail, such as the particular variety of financing and sort of entity supported (
(two) A retail lending evaluation space may well not increase beyond a Point out boundary Except the retail lending assessment location is made up of counties inside a multistate MSA.
스마트폰에서 네이버 앱 을 설치하면 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버의 다양한 서비스를 앱에서 바로 이용할 수 있습니다. 구글 플레이 스토어 또는 앱 스토어에서 "네이버"를 검색하여 앱을 설치하세요.
블로그 아이디는 한번 정하면 다시 변경이 불가능합니다. 이 아이디로 블로그를 만들까요?
The Constrained Function Bank Group Enhancement Funding Metric measures the greenback volume of the financial institution's community development loans and Local community progress investments that reward or provide all or Section of the nationwide location in comparison with the bank's property calculated pursuant to paragraph III.a of appendix B to this section.
(ii) If a substantial lender just isn't subject to reporting below 12 CFR portion 1003 on account of the location of its branches, but would otherwise meet the Home Home loan Disclosure Act (HMDA) dimension and lending action demands pursuant to 12 CFR part 1003, the lender need to gather and keep, in Digital type, as prescribed because of the Board, until the completion from the bank's subsequent CRA evaluation by which the data are evaluated, the next knowledge, for each shut-conclusion house home finance loan loan, excluding multifamily loans, originated or procured during the analysis time period:
(six) A lender's shut-conclusion household mortgage lending, small business lending, smaller farm lending, or vehicle lending in distressed or underserved nonmetropolitan Center-revenue census tracts wherever a lender's nonmetropolitan facility-dependent evaluation spot or nonmetropolitan retail lending evaluation spot involves not many or no lower- and reasonable-earnings census tracts; and
The Retail Lending Exam evaluates a bank's report of helping to satisfy the credit history requirements of its overall community with the lender's origination and buy of automobile loans Should the bank is often a vast majority vehicle lender.
(B) Inside of five calendar days on the ask for, all the knowledge that the bank is needed to keep up underneath this section in the general public file referring to the facility-primarily based assessment location through which the branch is found.
(i) All the information necessary to the financial institution's community file need to be preserved at the most crucial office and, if an interstate lender, at one department Business in Each individual Point out; and
(B) A lender other than a substantial lender might incorporate a Group improvement expert services ingredient and accompanying once-a-year measurable objectives in its program.
Should you have queries here with the Agency that issued The existing document be sure to Get hold of the company right.
A large financial institution and a minimal objective bank that would be a sizable bank based upon the asset sizing described while in the definition of a giant bank have to gather and report to the Board every year by April 1 a listing of Each and every facility-based mostly assessment place displaying the States, MSAs, and counties in the power-centered assessment space, as of December 31 in the prior calendar calendar year or the last date the power-centered evaluation spot was in effect, offered the facility-dependent assessment area was delineated for a minimum of six months with the prior calendar yr.
(ii) In case the Board, the FDIC, and the OCC establish that a loan or financial commitment is no longer eligible for Neighborhood progress thought, the owner on the loan or investment at the time in the perseverance will go on to acquire Group improvement consideration for your remaining phrase or period of the loan or investment decision.